Above are the calculation taken from PTPTN website with a loan RM 28,000.00 but a difference of loan interest of 3% and 1%.
As you see, RM 28,000 with loan interest 3%, the interest you need to pay for 15 years is RM 6,805.43
But if with loan interest 1% for 15 years, the interest you need to pay is only RM 2,163.26.
All the difference is RM 4,642.17
So remember to take your time to fill in your information in the PTPTN website, by just taking your few minutes, you can save a few thousand.
You may check your loan payment on the following website:
Remarks: Above calculation is based on loan RM 28,000, 15 years loan tenure and by paying a minimum flat amount of payment.
2 comments:
Why we should not buy investment link insurance product beside pure insurance product..
I cant access to this article. The blog you were looking for was not found. If you are the owner of this blog, please sign in.
http://hongwei85.blogspot.com/2010/07/why-we-should-not-buy-investment-link.html?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+Blackspy+%28Blackspy%29
Where else can i read this. The investment link NOT so good. They buy and sell my units the SAME day, at DIFFERENT price, to my DISADVANTAGE
Polite, I think the link is broken..
You may look at this new link:
http://blackspyfund.blogspot.com/2010/07/why-we-should-not-buy-investment-link.html
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