Nowadays, getting more and more bankers are offering cash rebate credit card to the market.
Like the OCBC, they are offering a 5% cash rebate on the petrol, groceries, bills and dining and 1% on other purchases. Which can give us a good value of money, since those thing we are needed to spend no matter how, why not we use the benefit provided by them for our own good?
I have prepare a table for you to have a look as below: -
As you can see the even they are giving a 5% cash rebate, but the maximum cash rebate per month is capped at RM50.00 and no reward points are given.
If you are big spender, then you might need to consider another cash rebate credit card from other banks.
Maybank 2 cards might be suitable for you, as it offers 5% cash rebate as well and 2.5% points rebate.
You may refer my previous article, Maybank 2 cards
However, OCBC allow us to wave RM50.00 government service tax by spending RM10,000.00 per annum and enjoy annual fee waiver by 12 swipes every year (this can be done easily, just one swipe on petrol every month will do.)
Fore more information, you can go to OCBC official website as HERE, there have a saving bar you can play around also, then you know how the maximum RM50.00 work.
There are some comments from other people as they find out some spending is only giving 1% cash back instead of 5% cash back as below:-
Krispy Kreme - Midvalley Megamall
Carrefour - Tropicana City Mall
Giant - Atria Mall
Geographer Pub & Restaurant - IOI Boulevard
Haagen-Dazs [MCC: 5499]
House + Co (restaurant) - Bangsar Shopping Centre
Maxis Centre - The Gardens [MCC: 4812]
Telekom Malaysia - fixed line, by calling up the call center
Jusco Supermarket - 1 Utama
Jusco Supermarket - IOI Mall
Jusco Kepong (Dept. Store NOT Supermarket)
Jusco Sunway Pyramid (Dept store)
Jusco Tmn Maluri (Dept Store)
Isetan (Supermarket) - Lot 10
MPSJ Counter - Bandar Puteri, Puchong [MCC: 9399]
Zun Express Eu Yan Sang Restaurant - The Gardens
So, as you can see from the above list, how are they define the "GROCERIES"? Is it interesting huh!?..
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