PTPTN 20% off?
Will you pay it?
A simple calculation show if we make use of cash to do proper investment instead of a lump sum pay off to government, we are actually earning money, because PTPTN interest is too low! even inflation exceed the rate!
Calculation show by simply get a return of 5% from investment, you are actually can break even on year 12..
6% return and break even on year 9
7% return and break even on year 7
8% return and break even on year 6
9% return and break even on year 5
10% return and break even on year 4
Now thinking back again, will you pay?
Plus we still have a chance which not need to pay, if OPPOSITE PARTY win the coming GE.. hee hee~
